How it works
Six steps, and the first five take a minute
Fundxtra lives inside Telegram, so there is nothing to download and no account to create. Your Telegram identity is your login.
Start Fundxtra on Telegram
Open the bot and tap start. We verify your Telegram account on our server — nothing to fill in.
Create your 4-digit PIN
A second layer of security for withdrawals and redemptions. We store it hashed, so nobody at Fundxtra can read it.
Complete available tasks
Sponsored actions like joining a channel, trying an app or answering a short survey. Each task shows its reward and how it is verified before you begin, up to ₦1,000.
Earn Naira rewards
Automatically verified tasks credit immediately. Tasks needing a screenshot are reviewed by a person, usually within 24 hours.
Refer friends
₦50 for every friend who joins through your link and earns their first reward. You are paid when they do, not when they sign up.
Withdraw or redeem
Cash to your Nigerian bank from ₦500, or spend your balance on airtime, data, Telegram Stars or Telegram Premium.
By the numbers
Our figures, from our own records
We publish platform totals from the database rather than from a brochure. When there is not enough activity for a number to mean anything, we say that instead of inventing one.
Fundxtra is new, and we would rather say so
We publish platform totals from our own records, not from marketing copy. There is not enough activity yet for those numbers to mean anything, so this is where they will appear once there is — real figures, straight from the database.
Rewards
One balance, several ways to spend it
Everything you earn — tasks and referrals alike — lands in a single Naira balance. No separate wallets to move money between.
Naira cash
LIVEStraight to your Nigerian bank account. ₦500 minimum.
Airtime
SOONTop up any Nigerian network from your balance.
Data
SOONData bundles on MTN, Glo, Airtel and 9mobile.
Telegram Stars
SOONStars delivered to your Telegram account.
Telegram Premium
SOON3, 6 or 12 months of Premium.
Telegram Stars and Premium pricing
These prices are final. Delivery of airtime, data, Stars and Premium switches on once our fulfilment partner opens their service — until then those options are marked “soon” in the app and your balance cannot be spent on them. Cash withdrawal does not depend on that partner.
Task campaigns
Every task is a funded campaign
Brands and sponsors fund a campaign with a fixed budget. You see the reward, the total budget and how much is left before you start, because a task nobody can pay for is not a task.
Visible budget
Each campaign shows its reward, total budget, what remains and how many people have already claimed. When the budget runs out the task closes itself rather than taking submissions it cannot pay.
Verification you know about upfront
Joining a Telegram channel is checked automatically against Telegram itself. Anything needing proof says so before you start, and a person reviews your screenshot.
Sponsors, not surveys about nothing
Campaigns come from advertisers who want a real action completed. That is where the money comes from, and it is why rewards have a ceiling per task.
Maximum ₦1,000 per task.
Referrals
₦50 per qualified referral
Simple and unambiguous, so you always know whether you have earned it.
A referral qualifies when your friend:
- Opens Fundxtra from your link
- Creates their 4-digit PIN
- Reaches their dashboard
No task required
Your friend does not have to complete a task for you to be paid. Setting up their PIN and reaching the dashboard is enough.
One reward per Telegram account
Referrals are tied to Telegram identities, so an account can only ever be referred once. Self-referrals do not count and are flagged for review.
Automation
What is automatic, and what a person still does
Plenty of platforms claim to be fully automated. Here is the accurate version.
Automatic
Telegram membership checks, reward calculation, balance updates, campaign budget tracking, referral qualification and the transaction record behind every movement.
Reviewed by a person
Any task where you upload a screenshot. A reviewer checks it, approves or rejects with a reason you can read, and only then is the reward credited.
Not yet automatic
Delivery of airtime, data, Stars and Premium, which waits on our fulfilment partner's service. Cash withdrawals are processed by our team with every step tracked.
Security and trust
How your balance is protected
Fundxtra handles real money, so these are engineering commitments rather than reassurances.
Your PIN is unreadable, even to us
Stored as a slow hash with a value unique to your account. Fundxtra staff will never ask you for it — anyone who does is not us.
Every movement is recorded
Rewards, referrals, withdrawals and refunds each create a permanent entry. If you ever query your balance, there is a record to check it against.
Nothing is decided in your browser
Task completion, referral qualification and every balance change are verified on our server. A modified app cannot award itself anything.
No password to steal
You sign in with Telegram, which we verify server-side on every session. There is no email or password on file to be leaked.
FAQ
Questions people actually ask
Is Fundxtra free to join?
Yes. There is no joining fee, no subscription and nothing to pay before you withdraw. If anyone asks you to pay to unlock your Fundxtra balance, it is a scam — report it to our support account.
How much can I actually earn?
That depends entirely on the campaigns available and the tasks you complete. Rewards are capped at ₦1,000 per task and referrals pay ₦50 each. We do not promise or guarantee any income figure, and you should be sceptical of any platform that does.
When do withdrawals open?
The withdrawal portal is opened and closed by our team, and the current status is always shown in your wallet with the reason. The minimum withdrawal is ₦500. Your balance stays safe while the portal is closed.
Why do some tasks need a screenshot?
Because Telegram can confirm that you joined a channel, but nothing can automatically confirm that you installed an app or shared a post. Rather than guess, we ask for proof and have a person check it — usually within 24 hours.
What happens if a task is rejected?
You see the reviewer’s reason in the app, and the campaign budget that was held for your submission is released back so someone else can claim it. If you think a rejection was wrong, contact support.
Why can I not redeem airtime or Stars yet?
Because we will not take your balance for something we cannot deliver. Those options are priced and visible but marked as coming soon until our fulfilment partner opens their service. Cash withdrawal does not depend on them.
I forgot my PIN. What now?
Contact Fundxtra Support at @fundxtracarebot. We cannot read your PIN, so support resets it and you create a new one the next time you open the app. Nobody at Fundxtra ever learns your PIN.
Can I have more than one account?
No. One Telegram account is one Fundxtra account — that is enforced by how accounts are created, not just by a rule. Attempting to farm referrals with multiple accounts gets them flagged for review.
Ready to start earning?
Open Fundxtra in Telegram, set your PIN, and the tasks available right now are on your dashboard.
Official support: @fundxtracarebot · Bot: @fundxtrabot